Buying a car with The Car Guys

What happens if something goes wrong with the vehicle I have bought?

We recommend getting an independent mechanical inspection done on the vehicle before you purchase. You may have cover under the Consumer Guarantees Act – for more information see https://www.consumerprotection.govt.nz/help-product-service/cars/finding-the-right-car/buying-car-from-dealer/

The Car Guys also can sell a mechanical warranty to you at the time of purchase giving you more peace of mind.

Do I need to pay a deposit?

The Car Guys do not require a holding deposit on any vehicle we have for sale. If you are purchasing using our in house finance then we can withdraw your chosen vehicle from sale - no problem.

If I fill in your finance form do I have to go ahead with the loan?

No - there is no pressure from The Car Guys and we are confident enough with our constant supply of customers that we don't have to try to force a sale.

It's also important when taking out a finance product that you have time to consider its the correct option for you. We fully adhere to responsible lending processes.

What forms of payment does The Car Guys accept?

The majority of our customers use our in house lending as we are confident we can cover all types of profile from the best to the worst. You are also able to carry out a direct bank transfer into our bank account.

If you are using a third party broker or finance company we can also provide the necessary details for the payment to be made from them.

Financing

What finance companies do you work with?

We partner with New Zealand’s most reputable finance broker, CarPow. CarPow work with over 7 finance companies to offer a tailored solution to suit your finance needs.

Do I need to finance through The Car Guys?

No you do not need to finance through The Car Guys however we would love the challenge to beat any rate you are offered.

Our finance partners CarPow offer the best rates in New Zealand and we are confident we can offer you the best deal.

Will applying for financing impact my credit score?

Each individual credit search that is carried out against your name does reduce you overall score slightly. Our partner broker CarPow carry out their own search and so use this for all of their lending options greatly reducing the numbers carried out.

Can I get a loan if I am on a benefit?

Yes, our loans are assessed on an affordability basis, we just need to make sure that there is enough surplus left over after expenses.

How much can I borrow?

The amount that you can borrow is different for everyone and it depends on your personal circumstances and expenses. Have a chat to our finance team and they can guide you to an amount that will be affordable for you.

What are the interest rates?

All interest rates are risk based. Please complete an application with our sales team and we can confirm with you what your applicable interest rate is.

Selling your car to The Car Guys

How do I sell my car to The Car Guys?

Simply bring it into the yard and our sales team will appraise your vehicle. If you are not local give our friendly sales team a call, we will need good quality photos of the outside and inside of the vehicle and a VTNZ or AA inspection competed on the vehicle.

Offers are valid for 7 days and are conditional on the vehicle being in the same condition at the time of the offer being made.

Will The Car Guys come pick up my car?

Yes, for a fee we can arrange to have the vehicle picked up from your home and transported to our yard once purchased.

When do I get paid?

Upon acceptance of our conditions we will arrange transfer of funds for your vehicle the same day. Bank clearing is usually completed at 5.30pm

Can I sell my car without buying a car from The Car Guys?

Yes absolutely - we are always purchasing new stock .

Does The Car Guys match competing offers?

The concept behind our buy your trade scheme is to offer a higher amount than that offered from a competitor or alternative dealership.

Can I sell my car if there is money owing on it?

Yes we can still purchase your vehicle if there is money still owing on it. You will need to provide a settlement statement from your finance company confirming the balance owing.

The Car Guy's Vehicles

Where are you located?

Hamilton Auckland and soon Christchurch.

What makes and models do you carry?

We have a wide variety of vehicles for the average bloke, families and low to medium priced car buyers. If we don’t have it on the yard we are happy to source the perfect vehicle for you at a fair price.

How do you ensure the quality of your vehicles?

All vehicles sold by The Car Guys come with a fresh service, WOF, Rego, valet and minimum half tank of petrol, it doesn’t get much better than that!

Can I see a vehicle history report?

Yes we are happy to provide any relevant information to assist your decision making process.

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