Quick Car Loans

Applying for car financing is a straightforward process designed to provide you with a seamless experience. To get started, hit the apply button to view the online application form. As part of the application, we’ll ask you to upload a copy of your driver’s license, a necessary step to ensure compliance with legal requirements and verify your identity.

Additionally, as part of our commitment to responsible lending, we may request your authorisation to conduct an affordability check. This step involves entering your bank account number securely into our system. Please rest assured that this is done to assess your financial capacity and tailor a loan solution that aligns with your circumstances.

Your privacy and data security are of utmost importance to us. We employ advanced encryption and security measures to safeguard your personal and financial information throughout the application process.

By completing the online application with these necessary details, you’ll be well on your way to accessing competitive financing options and taking a step closer to driving away in your desired vehicle. Should you have any questions or require assistance, our dedicated team is here to guide you through the process. Apply today and embark on your journey towards owning your dream car!

Absolutely, we’re here to help! At The Car Guys, we understand that credit challenges can arise for various reasons, and we firmly believe that everyone deserves a chance to secure reliable transportation. That’s why we specialise in offering financing options tailored to customers looking for bad credit car finance.

Our dedicated team of finance experts has extensive experience working with individuals in all credit situations. We recognize that a less-than-perfect credit score doesn’t define your ability to make a positive financial commitment. Our primary goal is to assist you in obtaining the car financing you need while helping you rebuild or improve your credit history along the way.

When you choose The Car Guys for your car financing needs, you’re not just getting a loan – you’re gaining a trusted partner dedicated to your success. We go above and beyond to understand your unique circumstances and financial goals. This enables us to craft loan solutions that are realistic and aligned with your budget.

Moreover, our commitment to responsible lending means that we take a holistic view of your financial situation. We take into account factors beyond just your credit score, such as your income, employment history, and ability to make consistent payments. This approach allows us to offer financing options that suit your current situation and pave the way for a brighter financial future.

It’s important to mention that our comprehensive approach extends to providing ongoing support throughout your loan term. We’re here to answer your questions, address any concerns, and ensure that you remain on track with your payments. By making regular, on-time payments, you have the opportunity to rebuild your credit over time, unlocking more favorable credit terms in the future.

Applying for bad credit car financing with TCG is a straightforward process. Our user-friendly online application allows you to provide us with the necessary information, and our team will work diligently to review your application promptly. We’re committed to making your car ownership dreams a reality, regardless of your credit history.

So, if you’ve been worried about your credit score holding you back, rest assured that The Car Guys are here to offer a helping hand. We believe in your potential and are excited to guide you towards securing the car you need while taking positive steps towards financial stability. Apply today and let us show you how we can turn your car financing goals into reality!

Typically, you’ll need proof of income which is completed using our secure bank statement link along with valid ID. If you are a recipient of any type of benefit including IRD Tax credits we often request you also provide your latest summary from myMSD. Should your income be self employed or you are a contractor we may request a recent tax return or accounting summary.

1. Proof of Income: Demonstrating your ability to repay the loan is a crucial aspect of the application process. You’ll typically need to provide recent pay stubs, tax returns, or other documentation that verifies your income sources. This helps us assess your financial capacity and determine an appropriate loan amount.

2. Valid ID: A valid government-issued identification document, such as a driver’s license or passport, is required to verify your identity. This step ensures the accuracy of your personal information and helps prevent any potential fraudulent activity.

Additionally, depending on your unique circumstances and the lender’s policies, you may be asked to provide further documentation. For example, if you’re self-employed, you might need to submit business financial statements or tax documents. If you’re using a co-signer, they may need to provide their proof of income and identification as well.

It’s important to note that our goal is to make the process as convenient as possible for you. That’s why we offer the option to upload these documents securely through our online application platform. This saves you time and allows us to efficiently review your information to provide you with the best possible financing options.

Rest assured that your privacy and data security are paramount to us. We handle your information with the utmost care, utilizing advanced encryption and security protocols to ensure your personal and financial details remain confidential.

In summary, while the documentation requirements typically include proof of income, a valid ID, and proof of residence, we understand that each customer’s situation is unique. Our dedicated team is here to guide you through the process and ensure you have a clear understanding of the necessary documents specific to your application. Feel free to reach out to us with any questions or for further assistance. We’re committed to helping you navigate the application process smoothly and successfully. Apply with confidence and take the next step toward securing your dream car today!

We offer a diverse range of vehicles for sale in the New Zealand market. From compact Hatch Backs and fuel-efficient hybrids to rugged SUVs and spacious family vans, our inventory is tailored to suit the unique preferences and lifestyles of Kiwi drivers. Whether you’re seeking a reliable daily commuter, an adventure-ready 4×4, or a stylish luxury sedan, you’ll find a wide selection of quality vehicles to choose from at The Car Guys.

Our fresh arrivals from Japan add an exciting variety to our inventory, providing you with even more options to find the perfect vehicle to meet your needs and preferences.

Absolutely, getting pre-approved for a car loan is a smart and convenient step to take before selecting a vehicle. At The Car Guys Finance Team, we understand the importance of streamlining the car buying process and providing our customers with peace of mind.

By getting pre-approved, you gain several significant advantages. First and foremost, it gives you a clear understanding of your budget and the financing options available to you. This knowledge empowers you to make informed decisions when browsing our extensive inventory, ensuring that you focus on vehicles that align with your financial situation.

The pre-approval process itself is simple and hassle-free. You can start by filling out our easy online application, which takes only a few minutes. Our finance experts will then review your application promptly and provide you with a pre-approval decision. This decision outlines the loan amount you qualify for and the terms that best suit your needs.

Absolutely, trading in your current vehicle towards a new purchase is a fantastic option we offer here at TCG. This process provides you with a seamless and convenient way to transition to a new vehicle while maximizing the value of your current one.

Here’s how it works: When you decide to trade in your current vehicle, our team will assess its value based on factors such as its make, model, condition, mileage, and current market trends. This assessment ensures that you receive a fair and competitive trade-in value that can be used as credit towards the purchase of your new car.

Trading in has several advantages. First and foremost, it reduces the overall cost of your new vehicle, making it more affordable for you to upgrade to the car of your dreams. This can be especially beneficial if you’re looking to take advantage of the latest features, technology, or simply switch to a different type of vehicle that better suits your current needs.

Additionally, trading in eliminates the hassle of selling your current vehicle privately. You don’t need to worry about advertising, meeting potential buyers, negotiating prices, or dealing with paperwork. Our team handles all the details, making the transition to your new car smoother and more convenient.

Absolutely, trading in your current vehicle towards a new purchase is a fantastic option we offer here at TCG. This process provides you with a seamless and convenient way to transition to a new vehicle while maximizing the value of your current one.

Here’s how it works: When you decide to trade in your current vehicle, our team will assess its value based on factors such as its make, model, condition, mileage, and current market trends. This assessment ensures that you receive a fair and competitive trade-in value that can be used as credit towards the purchase of your new car.

Trading in has several advantages. First and foremost, it reduces the overall cost of your new vehicle, making it more affordable for you to upgrade to the car of your dreams. This can be especially beneficial if you’re looking to take advantage of the latest features, technology, or simply switch to a different type of vehicle that better suits your current needs.

Additionally, trading in eliminates the hassle of selling your current vehicle privately. You don’t need to worry about advertising, meeting potential buyers, negotiating prices, or dealing with paperwork. Our team handles all the details, making the transition to your new car smoother and more convenient.